Refinancing is when you take another loan to pay off your existing loan. In this case, you'll be taking a new loan at a lower interest rate to pay off your existing education loan to reduce your EMIs.

Students/Working Professionals who have an active loan for studying in a Masters program in STEM in the US are eligible for refinancing.

You can check your outstanding balance with your existing loan provider and take the loan for the same amount with us. When you get the money from us in your US Bank account, you can pay off your existing loan.

You'll get the loan in USD in your US Bank account which you can use to pay off your existing education loan. Once you have paid off the current loan, you need to make the EMI payments in USD.

Yes, you can easily make additional EMI payments as and when you want. There are no charges on the pre-payment of education loans.

The student loan interest deduction allows you to deduct up to $2,500 for the interest which you paid during the year on qualifying student loans. Student loan interest is deductible if your modified adjusted gross income (MAGI), is less than $70,000. Read more here.

All you need to do is submit the application form with your basic details and upload the supporting documents. You'll get the loan offer immediately :)